At The Swansea Mortgage Broker, we provide a range of services to meet your needs:
If you are a first-time homebuyer in South Wales, we can help you navigate the complex process of obtaining a mortgage. We can help you understand the different options available to you and find a solution that best fits your needs and budget.
Are you considering purchasing a second property in South Wales? We can help you find the right mortgage solution to meet your needs. We have extensive knowledge of the local property market and can help you understand the financial implications of owning a second property.
If you are looking to remortgage your home or investment property in South Wales, we can help you find the best deal. We can help you understand the costs and benefits of remortgaging and find a solution that will help you save money over the long term.
Investing in a buy-to-let property in South Wales can be a great way to generate income. We can help you find the best mortgage solution for your investment property, whether you are a first-time landlord or an experienced investor.
If you have bad credit, obtaining a mortgage can be challenging. We have extensive experience in helping clients with bad credit find the right mortgage solution for their needs.
We have access to several mortgage exclusives that you won’t be able to get by going direct. These are preferential rates negotiated periodically with several mortgage lenders that can offer lower interest rates and/or cheaper lender arrangement fees than the high street rates sometimes even incorporating an element of cashback upon start of mortgage
Refer to our “How we work” page which outlines the benefits
Yes, its important to know how much you can borrow as well as the types of property you will be suitable for given your deposit amounts and income. Ideally, we would get you “pre approved” with a mortgage in principle prior to starting your house search commencing however if you have already located a suitable property we can get you a mortgage in principle sorted within 2 hours typically subject to having the right information from you
Once you provide us with all of the relevant information regarding your circumstances we can quote you and get back to you typically within 2 hours with a response from the most appropriate lender.
The Buy to Let mortgage market is an ever changing one – typically lenders will use the rental income derived from the property in question to determine the maximum loan amount available. Some lenders also take into account your personal finances to see if sustainable. Feel free to call us to discuss in further detail.
At The Swansea Mortgage Broker, we understand that purchasing a property can be a stressful and complex process. That’s why we are committed to providing you with personalised service and support throughout the entire process. We will take the time to understand your unique needs and financial goals and work with you to find the right solution.
We pride ourselves on our extensive knowledge of the local property market in South Wales. We are dedicated to staying up-to-date on the latest trends and developments in the market, so that we can provide you with the best possible advice and support.
In addition to our expertise in mortgage and insurance services, we are committed to providing you with excellent customer service. We are available to answer your questions and provide you with support and guidance whenever you need it.
The Swansea Mortgage Broker is a trading style of The Swansea Mortgage Brokerage Limited which is authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority does not regulate some forms of buy to let mortgages
The Swansea Mortgage Brokerage Limited is entered on the Financial Services Register https://register.fca.org.uk/ under no. 13193101 . Registered in England and Wales. Registered office – Princess House, Princess Way, Swansea, SA1 3L
The guidance and/or information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK
© Copyright 2024 All Rights Reserved. | The Swansea Mortgage Broker