Buy to let

Whether you are considering purchasing your first buy to let or looking to add to your existing portfolio we are well placed to locate the right options for you.

Which Buy To Let?

Locating and defining the most appropriate product to match your investment can be a tricky process – we determine your goals in our initial mortgage consultation and tailor the product to meet. For example with Buy to Let mortgage options you can typically select between Interest Only or Capital Repayment; they both work in different ways and determining which path best suits your goals will help you to understand which way is best to proceed based on your perceptions.

Essentially we look after Buy to Let clients by:

  • Tailoring a mortgage product to your goals so that the product you end up with matches your investment plans
  • Walking you through the house purchase process (step by step if needed) so you know what to expect and when to expect it
  • Provide support in locating reputable solicitors to handle the purchase process if needed
  • Provide support in the house negotiation process with estate agents if needed
  • Ultimately locating the most suitable deal based upon your requirements

How are buy to lets assessed?

The Buy to Let mortgage market is an ever changing one – typically lenders will use the rental income derived from the property in question to determine the maximum loan amount available. Some lenders also take into account your personal finances to see if sustainable. Feel free to call us to discuss in further detail as it is an ever changing market on enquire now at info@tmbsl.co.uk

What types of Buy to Let applications can you assist with?

We can look at all types of Buy to Let applications including:

  • Limited company
  • Houses of multiple occupancy
  • Buy to Let remortgages
  • Let to buy remortgages

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

 

Some types of buy to let mortgages are not regulated by the Financial Conduct Authority

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The Swansea Mortgage Broker is a trading style of The Swansea Mortgage Brokerage Limited which is authorised and regulated by the Financial Conduct Authority.

The Financial Conduct Authority does not regulate some forms of buy to let mortgages

The Swansea Mortgage Brokerage Limited is entered on the Financial Services Register https://register.fca.org.uk/ under no. 13193101 . Registered in England and Wales. Registered office – Princess House, Princess Way, Swansea, SA1 3L

The guidance and/or information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK

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