At The Swansea Mortgage Broker, we offer a wide range of mortgage services to meet the diverse needs of our clients. Our services include:
No matter what your mortgage needs are, we can help you find the right mortgage product that suits your requirements and budget. We have established strong relationships with some of the leading lenders in the UK, which allows us to offer our clients exclusive mortgage deals.
At The Swansea Mortgage Broker, we understand that buying a home or an investment property can be a daunting and overwhelming process, especially for first-time buyers. That’s why we strive to make the process as smooth and stress-free as possible for our clients. Here are some reasons why we are the first choice for many homeowners and investors in Bridgend:
We have many years experience in the mortgage industry and can provide you with expert advice and guidance throughout the mortgage process.
We understand that every client has unique mortgage needs, which is why we offer personalised services to meet those needs.
As an independent mortgage broker, we have access to exclusive mortgage deals that you can’t get by going direct
We believe in transparency and honesty when it comes to our fees. We will provide you with a clear breakdown of our fees before you sign up for our services.
We have access to several mortgage exclusives that you won’t be able to get by going direct. These are preferential rates negotiated periodically with several mortgage lenders that can offer lower interest rates and/or cheaper lender arrangement fees than the high street rates sometimes even incorporating an element of cashback upon start of mortgage
Refer to our “How we work” page which outlines the benefits
Yes, its important to know how much you can borrow as well as the types of property you will be suitable for given your deposit amounts and income. Ideally, we would get you “pre approved” with a mortgage in principle prior to starting your house search commencing however if you have already located a suitable property we can get you a mortgage in principle sorted within 2 hours typically subject to having the right information from you
Once you provide us with all of the relevant information regarding your circumstances we can quote you and get back to you typically within 2 hours with a response from the most appropriate lender.
The Buy to Let mortgage market is an ever changing one – typically lenders will use the rental income derived from the property in question to determine the maximum loan amount available. Some lenders also take into account your personal finances to see if sustainable. Feel free to call us to discuss in further detail.