Mortgages For People with CCJs
Get approved for the mortgage you need, even if you have CCjs, by using our network of specialist lenders where decisions are made by humans not computers
Whole Of Market Mortgages
We have access to over 100 lenders and 1000s of mortgage deals that represent the whole of the market including exclusive deal’s making sure we can locate the most appropriate mortgage for your needs
Personal Service
I personally advise on every mortgage we take on – a direct point of contact with over 10 years broker experience which means you will receive top quality advice that saves you time and effort
No Upfront Fees
No costs for placing applications ensuring your money and trust in our service works hand in hand meaning you only pay if we get you results
Fast Turnaround
Same day appointments and agreements in principle as we appreciate it’s a fast paced market and don’t want you to miss out on a deal or your dream property
Getting Turned Down For A Mortgage Doesn't Have To Be The End Of Your Mortgage Journey
Been turned down for a mortgage by your bank because of poor credit history? Feeling like there are no other options to get a mortgage? You’re not alone. Many people experience the same frustration, feeling like their dream of home ownership is slipping away. Or possibly that you are stuck with your existing lender paying a lot more than you need to each month rather than saving that extra £100 a month to go towards that holiday you have been yearning for.
More and more lenders rely on “The Computer Say’s No” approach to lending where if you have have a low credit score or poor credit history you are almost doomed to fail before you begin. Your prospects of home ownership or a well deserved holiday sailing by with every click of the keyboard. Not only that but with every declined application this only serves to decrease your chances for the next application. Inflexible lending and Inflexible lenders are not your friend!
Thankfully there is a better way
I’m Rob and I’m on a mission to help people with non standard credit profiles get the mortgage they need and not pay more than they need; put simply I specialise in helping people with poor credit history get mortgages. Having a deep understanding of the lending landscape is key to knowing which lenders are willing to work with you if you have less-than-perfect credit or people that have had large issues with credit in recent times – lenders that will often credit assess you rather than credit score you.
We work closely with lenders and having strong relationships within underwriting departments allows us to speak directly with the decision makers to present as strong a case as possible giving you the best chance of acceptance – often times having to blur the lines of general lender criteria and having a more common sense approach to approving your mortgage
Don’t let bad credit prevent you from getting your dream home or those extra savings you deserve to be making. Get in contact today and let me help you get that mortgage you need
Find Your New Mortgage Today....
Tell me your mortgage needs and I will contact you to discuss your options and find you the best mortgage deal for your circumstances
How You Can Make Sure You Get The Right Mortgage At The Right Price
1. Contact Us
Complete our simple online form and we will contact you soon after
2. We'll search for your best mortgage
After we have taken some details from you we will start searching the whole of the market to find your right mortgage
3. We'll handle everything
Once we have located the right lender and deal options we'll take care of the agreement in principle and application process along with all the paperwork for you
4. Until your Mortgage is approved
By asking the right questions and going to the right lenders we can get you the mortgage you need as quickly as possible
Who We Work With
Here are just some of the 100+ mortgage lenders that we work with in order to find the deal that is right for you
7 Ways To Improve Your Credit Score And Increase Your Chances Of Getting A Mortgage
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Mortgages For People with Bad Credit
Whole Of Market Mortgages
No Upfront Fees
UK Wide Location Coverage
The Swansea Mortgage Broker Is A Trading Style Of The Swansea Mortgage Brokerage Limited Which Is Authorised And Regulated By The Financial Conduct Authority.
The Financial Conduct Authority Does Not Regulate Some Forms Of Buy To Let Mortgages
The Swansea Mortgage Brokerage Limited Is Entered On The Financial Services Register Https://Register.Fca.Org.Uk/ Under No. 13193101 . Registered In England And Wales. Registered Office – Princess House, Princess Way, Swansea, SA1 3L